The Company’s strong third quarter performance accompanied by highly favorable balance sheet and cash balance position will continue to prove advantageous for TOL in comparison with its peers.  Another positive factor for the Company is its strong land position in supply constrained markets of Northeast.  This is a right strategy to fight competition when market starts recovering.  However, given the current economic situation all over, the firms expect either loss or low profit in the fourth quarter, but are highly hopeful about the next several quarters following 4Q10.